Bob Gearhart Jr.
Articles
Recent activity by Bob Gearhart Jr.
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How do I submit a Guardian Evidence of Insurability (EOI) form?
When an employee requests coverage that requires additional underwriting, Guardian will inform the employee of the need to complete Evidence of Insurability (EOI) and provide instructions for onli...
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How do I view my Life Insurance coverage and benefits?
Members can view their Basic Life and Voluntary Life Insurance coverage and benefit information on Guardian Anytime and Employee Navigator. Follow the steps below to view your coverage on Guardia...
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What is age redetermination?
The Voluntary Life insurance offered through Guardian is subject to rate changes during annual renewal or open enrollment based on the member’s age. This is known as age redetermination. If you are...
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What is guarantee issue for life insurance?
Guarantee issue refers to the amount of voluntary life coverage permitted without additional medical underwriting. Guardian allows employees and their dependents to qualify for coverage up to the f...
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How do I find a Dentist in the Guardian Network?
Anyone can search for a dentist in the Guardian Network. Follow the steps below to find a dentist in your area. Visit the Guardian Anytime Find a Dentist page. Indicate the plan type - PPO: Dent...
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How do I read the Dental Explanation of Benefits (EOB)?
When you have services that are provided and processed through your Guardian dental plan we will issue you an Explanation of Benefits (EOB). Here is a sample Guardian Dental EOB. The following tabl...
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How do I determine if my Guardian Dental plan is primary or secondary?
When an individual is covered by more than one Dental plan, the Coordination of Benefits (COB) provision allows a secondary plan to coordinate its payments with what the primary Dental plan paid. G...
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How are orthodontic claims paid?
Orthodontic benefits are issued throughout the length of treatment in equal quarterly installments while the plan remains active.The first quarterly payment can be issued when the initial claim is ...
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How do I view the status of my dental claims?
To view your dental claims status, follow these steps in Guardian Anytime. From the menu options, select Claims and then Claim Status. Claims for the past 30 days will automatically display. To ...
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Does my dental plan cover the removal of wisdom teeth?
The removal of wisdom teeth is an Oral Surgery benefit. As a member, you can verify if your plan includes this by following these steps in Guardian Anytime. From the menu options, select Benefits...
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