Bob Gearhart Jr.
Articles
Recent activity by Bob Gearhart Jr.
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Consolidated Appropriations Act Transparency In Coverage
The link below leads to the machine-readable files that are made available in response to the federal Transparency in Coverage Rule and includes negotiated service rates and out-of-network allowed ...
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How do I add charges to an existing claim for Accident Insurance?
Submitting additional bills for an existing Accident, Cancer or Hospital Indemnity claim can be done with or without a claim form. With a claim form When using a claim form, follow the steps below....
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How do I file an Accident claim?
You can submit your Accident claim online, by phone or by completing a paper form. Online process In Guardian Anytime, from the menu options, select Claims and then Submit a claim. Select Accid...
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How do I add or remove authorization for someone to view my Guardian claims information?
A member or covered dependent may grant authorization to others to view their Guardian claims information. This can be particularly helpful in cases where someone else is responsible financially fo...
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How can I submit information to Guardian securely?
To submit information through Guardian’s Secure Channel, follow these steps. In Guardian Anytime, under the Customer Service heading (near the bottom) click Contact Us. Scroll to the I have a g...
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How long will Guardian take to process my claim?
Each claim is evaluated based on its own merit, and the time needed to reach a decision will vary depending on the quality of the information supplied. Type of claim Processing time Supple...
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How do I submit a Disability claim?
You can file a Short Term Disability (STD) claim either online or by completing a paper claim form. Online process When filing a disability claim online, you must complete the online form and prov...
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What is the return to work process for Short Term Disability (STD)?
If you will return to work after a disability, you must call Guardian at 800-268-2525 and provide the applicable information. Short Term Disability (STD) Provide the return to work date. Indica...
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What is a Disability elimination period?
An elimination period, also referred to as the benefit waiting period, is the length of time a member must be disabled before disability benefits are payable on a Short Term Disability (STD) or Lon...
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How do I view or update my beneficiaries?
Employee Navigator is the primary record for beneficiary designations in the event of an untimely death. Insurance carriers do not maintain a record of beneficiaries. It is important to keep your ...
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